The Capital Management Finance Analyst is part of the Enterprise Capital Management (ECM) team and assists in the timely and accurate preparation of the company’s regulatory capital results; researches causes of unanticipated capital changes; end-to-end review, analysis, and implementation of new capital regulations; and ad-hoc analytical reporting to senior management and regulatory agencies. Success requires understanding of regulatory capital and accounting rules and the ability to formulate means by which answers may be derived from large sets of data.
ECM is a global team of more than 100 professionals responsible for the efficient and prudent management of the Corporation's as well as its subsidiaries' capital across the enterprise globally. ECM implements the Board’s capital management strategy including issuance, redemption or repurchase of common stock and other capital instruments. ECM works closely with lines of business and guides them to efficiently and proactively manage the enterprise's capital including design and implementation of capital allocation methodologies. ECM also recommends capital related financial resource limits to senior management. In addition, ECM produces and monitors regulatory capital metrics including capital adequacy ratios, leverage exposure and risk-weighted assets and oversees the end to end capital measurement process across the enterprise. Partnering with other control functions, ECM manages external disclosures related to capital management including 10Q, 10K, Pillar 3 disclosures and other regulatory filings. ECM interfaces with banking regulators globally on all capital related matters.
Responsible for the daily estimate and monthly calculation and analysis of Wholesale regulatory capital and risk-weighted assets (RWA)
Coordinate the collection of inputs from data providers throughout the organization
Develops requirements to address data issues and tests solutions in collaboration with Treasury Data Management and Treasury Technology partners
Investigate and explain period-over-period Wholesale capital and RWA movements
Prepare monthly Wholesale capital and RWA results package to be presented to senior management highlighting material variances from prior period
Understand changing regulatory capital framework and its impact on Wholesale credit risk
Responsible for reporting and/or analysis activities to support the Bank's Capital Initiatives. Activities may include analyzing regulatory capital results; interpreting regulatory requirements in the context of a business problem; developing solutions; executing implementation.
Foster relationships with partners in capital management, business and finance to resolve capital questions, provide strategic guidance and communicate capital usage
Develop and maintain desktop procedures
_ Required Skills_
Financial regulatory report preparation experience
Strong Excel skills and basic SQL skills for report preparation and queries
Experience and ability to work collaboratively with various business partners
Self-starter with the ability to work independently
Ability to multi-task and prioritize
Familiar with capital requirements under Basel 3, desired
At least five years of working experience
1st shift (United States of America)
**Hours Per Week: **